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Why financial budgeting and planning in Pigment means your plan moves as fast as your business does.

Picture this. It's February. Your team spent the better part of Q4 building the annual budget. Countless spreadsheet versions, cross-functional alignment meetings, approval chains that stretched into December. The numbers finally got signed off. And now, six weeks later, two major customers have churned, a new important hire has on-boarded at a much higher salary than planned, all macroeconomic indicators are running materially worse than assumed and the CFO is asking why the forecast doesn't reflect any of this.

Planning teams have long wrestled with a familiar problem: forecasts that are painstakingly built in spreadsheets, disconnected from live data, assumption-based and inaccurate, and outdated by the time they reach a decision maker’s desk. Pigment’s Predictions feature was designed to solve that and takes it a step further by bringing machine learning directly into the planning workflow.

What’s the Difference and Why It Matters

Enterprise Resource Planning systems sit at the center of how modern businesses run. But not every ERP initiative is created equal. Some organizations are launching a new platform for the first time. Others are trying to get more value from a system they already own.

Why a Health Check Matters More Than Ever

Ecommerce continues to grow at a staggering pace. With the global ecommerce platform market expected to jump from $8.09B in 2025 to more than $21B by 2033, organizations are racing to keep up with rising customer expectations, omnichannel demands, and increasingly complex digital operations.

Banks are under more pressure than ever to deliver products and services that meet evolving customer needs while maintaining profitability. For commercial banks, this means having a clear, data-driven understanding of the full profitability of each corporate relationship.

The role of Finance is changing fast. No longer just scorekeepers, today’s FP&A teams are expected to act as strategic partners, influencing revenue growth, managing profitability and guiding operational decisions across the business. But there’s a problem: most finance teams are still buried in manual work.

For anyone running Planning Analytics or TM1, the decision to modernize and migrate to TM1 Version 12 (TM1 v12, or PA SaaS) isn’t about taking advantage of new features. It’s about preparing for what breaks along the way.